About "One"
"One" is an innovative financial technology platform that offers a seamless blend of saving, spending, and earning solutions all under one roof. This tool is not just another banking app; it's a comprehensive financial ecosystem designed to enhance the financial wellness of its users. Operated by Coastal Community Bank and compliant with FDIC regulations, "One" provides a secure and reliable way to manage finances. Users benefit from features like debit rewards, early salary access, and high-yield savings accounts without any monthly fees. The platform stands out by offering up to 5% cash back on select brands and up to 5.00% annual percentage yield (APY) on savings, setting a new standard in the financial technology sector. Its user-friendly interface ensures easy navigation and accessibility, making it suitable for a wide range of consumers seeking to optimize their financial operations.
"One" Use Case
- Comprehensive Money Management: Consolidate your banking needs with features that allow for spending, saving, and earning rewards all in one platform.
- Debit Rewards: Earn up to 5% cash back on purchases with select brands, enhancing the spending experience.
- Early Salary Access: Get paid up to two days early with direct deposits, aiding in better cash flow management.
"One" Subscription Plans
we have different plans:
- No Monthly Fees: Enjoy all the features of "One" without any monthly service charges.
- No Minimum Balance: There is no minimum balance requirement, making it accessible for users with varying financial capabilities.
"One" Reviews
"One" has received widespread acclaim for its user-friendly interface and innovative features. Users have praised the app for radically changing their banking experience, highlighting the ease of money transfers and the benefits of the cash-back rewards. The app’s review section in the App Store® is filled with positive feedback about its exceptional customer service and the financial freedom it offers.
Frequently Asked Questions
Earn up to 5% cash back on eligible purchases with select brands as detailed in the app’s terms and conditions.
Receive $500 or more in eligible direct deposits or maintain a total account balance of $5,000 or more to qualify for the 5.00% APY.
There are no monthly fees or minimum balance requirements, making “One” a cost-effective option for managing finances.
The upcoming Credit Builder feature will help users build credit through regular, on-time payments, with no credit check required for application.
Details regarding international transactions can be found in the app or by contacting customer support for more information on applicable fees and terms.